Dear Friend,

Not long ago, I was in a crushing amount of Credit Card Debt.  More than £50,000.

I dreaded the postman as he brought me daily reminders of my awful predicament.  Constantly harassed by relentless telephone calls, from rude and unsympathetic collection agents.  Worrying when someone might turn up at my house or place of work.

The sheer weight of the debt on my shoulders often brought me close to tears, I frequently had a short temper with my wife and my children.  The negative affect the credit card debt was having on my life was very significant.

I had great difficulty bringing myself to go through my credit card statements and add up the debt to reach a total, I just did not want to know.  I was scared, I buried my head in the sand.

The plain truth is, I was fooling myself if I thought I would ever get out.  The interest payments alone totaled £1,700 a month, approximately what I was earning.

Unless something drastic happened, I really would have been a slave to my credit card debt for the rest of my life.

Then something drastic happened…

One night, whilst surfing the Internet just as you are now, I came across some information.  I learned that in many cases, credit card debt was not legally enforceable.  I wondered if maybe this applied to any of my credit card agreements?

What I learned over the next few months through painstaking research, studying, numerous letters back and forth to my lenders, debt collection agencies and solicitors literally changed my life.

It turned out, not a single one of my Credit Card Agreements was legally enforceable.

It is hard to believe but a huge proportion of credit card debt is not enforceable.  This is primarily because the lenders themselves frequently contravened the terms of the consumer credit act with regard to credit card account documentation. And when one did it, they all followed suit.

Once I was clear on the whole situation, I told my lenders I would not be making any more payments.  I told them politely, to take me to court or leave me alone.  None of them took me to court.  Furthermore, as soon as they knew I had become an informed individual, they stopped asking for money, they stopped calling.  Some even marked the debt as satisfied on my credit file – even after I told them in no uncertain terms they would never get another penny from me.

The figures I owed were approximately as follows:

• Barclaycard £6,000
• MBNA £38,000 (I had 4 different MBNA cards)
• Marbles (HFC) £10,000
• LV £3,500
• Egg £1,000
• Halifax £4,000 (Amazon Card)

 

So how can I help with your Credit Card Debt?

The huge, wealthy, financial institutions think nothing of ruining the lives of so many people for their own financial gain.  Bu their greed got the better of them.  They duped masses of people like you and me, they bent the rules a little too far, they broke the law and you need to understand how this can benefit your situation.

What am I offering you?

 

I am offering you everything I have learned over hundreds of hours of research in a simple, easy to follow guide.  I include simple fill-in-the-blank template letters to send to your credit card lenders and what to look for in their replies.

I tell you what they will say to try and have you believe you are wrong, and how you should reply.  I tell you how to deal with debt collectors and even solicitors to stop them in their tracks.  Do not worry that its complicated, the whole process is very simple and I have many, many happy clients who have put my information and templates into action with positive results.

How long does it take?

You have legal rights which you will utilise, with which the lenders must comply.  However, they are given different time scales in which to deal with different requests.  So whilst the overall process can take a little time, you can begin the process immediately on receipt of my guide.

I was were you are now, and today I am free from a lifetime of debt.

How much does it cost?

Up until recently, I sold the book as a hard copy and delivered it through royal mail.  I had to have it printed and binded in small quantity’s and at considerable expense.  I charged £99 for the book and sold a considerable amount at this price to many, many very happy customers.

I have now moved delivery by email.  No more printing, binding and posting.  Just the very very same guide as an electronic product, delivered it by email (it’s a lot easier for me, and a lot quicker for you).   I have also reduced the price to just £17.00

Free Bonus worth £29.00 with every order

When I used to sell the hard-copy of the guide, I offered an email support option.  I will be honest, this is a pretty important add-on because in addition to any questions you might have on reading the guide, you may have questions for me when you receive responses back from lenders.  Previously I offered 60 days email support for an additional £29.00.  Today I am offering you the same 60 day email support free of charge when you buy my guide.

 

There is no risk at all on your part, due to my 100% satisfaction guarantee.

Let me explain.  I have already told you, but I will say it again.  I was were you are.  I understand your pain.  I have felt the constant pressure of huge credit card debt.  I abhor the greedy parasitic credit card companies and I would never wish to make a penny if it meant causing someone else financial hardship.  I sincerely believe this guide is worth many times what I charge for it and I am sure you will agree.  However: 

 

 

If you feel this leaves me wide open to abuse then you are probably right.  However, the vast majority of my customers are honest, sincere people.   Just because you find yourself deep in credit card debt, doesn’t make you a bad person.

And Finally..

I can only give you my word that the information you will receive in this guide changed my life and that of many of my clients.  It can change yours too.  If Credit Card Debt is a huge burden on you, please think carefully before you decide to pass up on this opportunity and remember the 100% no risk, 100% satisfaction, 100% money back guarantee.

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